Private credit
solutions for
property
developers.
Non-bank financing advisory across South East Queensland. We've sat on the lender's side — and we use that insight to get your deal funded.
Every deal is different.
We structure it that way.
North Point Capital is a private credit advisory firm based in Brisbane, specialising in non-bank financing solutions for property development. With deep experience as former lenders, we bring a unique perspective — we understand exactly what capital providers need.
We bridge the gap between developers and private capital across South East Queensland, delivering bespoke funding solutions tailored to the specific needs of each project. Hands-on and client-focused, from first conversation to drawdown.
Funding solutions
for every stage.
We structure and source debt across the full development lifecycle — from land acquisition through to residual stock. Every mandate handled with senior-level expertise and direct lender access.
Land & Construction Finance
Senior and stretched senior debt for residential, townhouse, and mixed-use development. Structured to match your build programme and presale requirements.
Acquisition Finance
Fast, flexible acquisition lending for income-producing and development assets. We move quickly when timing matters most.
Bridging Finance
Short-term bridging for settlement delays, equity release, or pre-development preparation. Funded in days, not weeks.
Residual Stock Finance
Finance against completed stock to facilitate facility exit while sales proceed — preserving cashflow without sacrificing sale price.
Land Subdivision
Specialist structuring for land subdivision — from civil works through to lot sales. We understand staging, holding costs, and presale requirements.
Mezzanine & Equity Solutions
Access to mezzanine lenders and equity partners where senior debt alone isn't enough. We structure the full capital stack — senior, mezz, and equity — to get your project to market.
Our process
Every deal receives direct, senior-level attention from first call to settlement. No junior teams, no handoffs — just considered advice and decisive execution.
Initial Briefing
We listen first. Understanding the project, timeline, and goals shapes every recommendation we make.
Structuring & Strategy
Drawing on our lender experience, we model the optimal capital structure before approaching anyone.
Targeted Lender Approach
A curated shortlist — not a broadcast. Every approach tailored and professionally packaged for the specific lender.
Terms & Negotiation
We negotiate hard on rate, LVR, fees, and flexibility — using our lender-side experience to push for better terms.
Settlement & Drawdown
We stay at the table through legal process and first drawdown, resolving issues before they create delays.
80+ lender
relationships.
Active, current relationships with Australia's leading non-bank lenders — appetite, pricing, and credit policy tracked in real time so your deal reaches the right capital.
Across the full risk spectrum — conservative senior debt through to high-leverage stretch senior and mezzanine.
"Finding the right lender and creating the right structure is the key to any successful project. Our strength lies in thinking outside the box and delivering tailored solutions that align with the unique needs of each client."
Let's discuss
your project.
Whether you have a live transaction or are planning ahead, we'd like to understand your requirements and explain how we can help.
